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Question 1 1. the type of loan for which consumers do not pay the

Author:
April 28th, 2020

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QUESTION 1

1.The type of loan for which consumers do not pay the full amount at the time of purchase, but pay a portion of the amount owed in regular payments, is called consumer _________.

contingent

uncertain

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credit

rule

10 points   

QUESTION 2

1.Loans with regular payments are called _________________ loans.

future

present

installment

value

10 points   

QUESTION 3

1._________ installment loans are loans in which the amount borrowed plus interest is repaid in a specified number of equal payments.

Open-end

Auto

Charge

Closed-end

10 points   

QUESTION 4

1.______________ loans are loans in which there is no fixed number of payments.

Close-ended

Terminal

Nonterminal

Open-ended

10 points   

QUESTION 5

1.The _______ price is the price you pay if you pay the full amount at the time of sale.

cash

credit

financed

installment

10 points   

QUESTION 6

1.The _______ payment is a partial payment of the cash price paid at the time of sale.

cash

down

installment

credit

10 points   

QUESTION 7

1.The _________________ is the total amount you pay in regular payments to pay off the balance of the loan.

down payment

selling price

amount financed

terminal price

10 points   

QUESTION 8

1.The installment _______ is the amount you pay each period, including interest, to pay off the loan.

loan

interest

payment

tax

10 points   

QUESTION 9

1.The ________ price is the total paid, including interest, to pay off an installment loan.

tax

financed

nominal

installment

10 points   

QUESTION 10

1.The interest associated with an installment loan is part of the charges referred to as _______charges or carrying charges.

gifted

finance

latent

taxable

10 points   

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