Mortgage Loans Assignment | Professional Writing

Table 9-4 Estimating Mortgage Loan Payments for Principal and Interest (Monthly Payment per $1,000 Borrowed) Interest Rate (%) 3.0 3.5 4.0 4.5 5.0 5.5 6.0 6.5 7.0 15 $6.9058 7.1488 7.3969 7.6499 7.9079 8.1708 8.4386 8.7111 8.9883 9.2701 9.5565 Payment Period (Years) 20 25 $5.5460 $4.7421 5.7996 5.0062 6.0598 5.2783 6.3265 5.5583 6.5996 5.8459 6.8789 6.1409 7.1643 6.4430 7.4557 6.7521 7.7530 7.0678 8.0559 7.3899 8.3644 7.7182 30 $4.2160 4.4904 4.7742 5.0669 5.3682 5.6779 5.9955 6.3207 6.6530 6.9921 7.5 8.0 7.3376 Note:

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To use this table to figure a monthly mortgage payment, divide the amount borrowed by 1,000 and multiply by the appropriate figure in the table for the interest rate and time period of the loan. For example, a $160,000 loan for 30 years at 6.0 percent would require a payment of $959,280 ($160,000 = 1,000) X 5.9955); over 20 years, it would require a payment of $1,146.29 [($160,000 = 1,000) X 7.1643]. For calculations for different interest rates, visit the Garman/Forgue companion website.

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