auto policy analysis
In around 3 or 4 pages, with correct spelling/grammar:
*NOTE: Parts 1, 2, and some of 3 and 4 are suited for presentation in a table or Excel format
Did you (or your subject) “shop around” for the best coverage package? If not, why not? Also, what about related non-PAP coverages? Is there anything you learned during your Auto Policy Analysis that surprised you about the policy?
Some Observations and General “Personal Risk Management” Tips:
1. This assignment may or may not be returned to you, so please be sure you do NOT turn in the actual (original) insurance policy with the analysis – you may need it! If you want to keep a copy of the assignment, make a photocopy before you turn it in. Feel free to censor any personal information.
2. Most students use Excel and/or Word for their analysis, but there is no specific format required, as long as it is readable and contains the information above.
3. Take the analysis seriously. Be a professional. Do a good job. Remember that people purchase personal insurance with after-tax dollars, and they generally prefer having more such dollars to less. You may be able to save yourself significant current and/or future dollars by doing this type of analysis.
4. Don’t wait until the last minute! Get the policy ASAP. This is not a demanding project, but it does take time. Some things take time to develop and to make logically consistent. There is no single “right” answer – some are better than others, but some are flat-out wrong depending upon the situation.
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