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December 11th, 2019

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My spuse and I are in the process of buying a $275,000 home with a $55,000 cash down payment and the options have been presented to us:1. 30 year loan @ 10% without any points or 7% with three points paid upfront. Which one is better and why?2. What will be additional payment of $100 do to tearm of our loan and how much would we save with option in one above, over the life of a lone (provide the total cash outlay for each scenerioin the amortization format)3. How much would we have to pay monthly in each option in one to pay the loan off in 15 years rether than 30amortization formatPrice $275,000$down $55,000 Tearm years 30Please send to anks

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